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Maryland Commercial PACE |

Small Business. Big Savings.

See how this Main Street business is saving big with C-PACE and other stories.

Improve your bottom line with C-PACE financing

Property Owners access 100% financing with no money down.

Grow your Business with C-PACE Financing

Contractors go deeper into buildings with C-PACE.

Counties Win with C-PACE

C-PACE drives local economic development and sustainability.

Secure and Flexible Investment

C-PACE is a secure, impact investment opportunity in Maryland.

MD-PACE is a statewide C-PACE program that provides turn-key, low cost, standardized C-PACE program services to property owners, capital providers, contractors, and local governments in the state of Maryland.

For Property Owners

With C-PACE, property owners benefit from no money down and terms of up to 25 years. They can realize positive cash flow from day one.

For Contractors

Contractors can use C-PACE to fund projects that would not get funded otherwise and to incorporate valuable energy efficiency measures into a project.

For Capital Providers

For capital providers, C-PACE is a financing product secured by the property and a method of improving the value of existing assets.

For Government

C-PACE is a means for governments to improve economic development and energy efficiency, all without using tax payer funds.

MD-PACE is Built on Three Principles:


Maryland passed policy enabling Commercial PACE (C-PACE) to work in 2014. Since property taxes are collected at the county level, the law requires that local ordinances also be passed to take advantage of C-PACE financing. The MD-PACE program allows counties in Maryland to join a statewide, standard C-PACE program at no cost.


The MD-PACE program provides a turnkey, standard, open-market statewide program for C-PACE at no cost to counties. A major benefit to having a statewide administrator is that it allows participants in the C-PACE market to adhere to a standardized set of rules across county lines, and enables scale.


PACE Financial Servicing works with the county to pass their ordinance, intake and approve C-PACE projects, train local contractors and capital providers, establish procedures to place C-PACE surcharges and facilitate collections, and remit payment to capital providers.

Keep it Low Cost & Simple

Establish clear, concise guidelines and transparent processes without high fees.

Keep it Open

Catalyze innovation and promote growth through open market innovation.


Keep it Standard

Enable scale by implementing one set of rules for capital providers and contractors.

Want to learn more?

Get started today by downloading our Program Guidelines!

Maryland Clean Energy Center

The Maryland Clean Energy Center (MCEC) is an instrumentality of the state created with an economic development mission. The mission of MCEC is to advance the adoption of clean energy solutions along with energy efficiency products, services and technologies to help create jobs. MCEC works to leverage private sector investment to implement public sector energy goals to enable homeowners and businesses as well as institutional and municipal consumers reduce their energy costss.

PACE Financial Servicing

PACE Financial Servicing, LLC (PFS) has been selected by the Maryland Clean Energy Center to administer the statewide MD-PACE program. The role of PFS is to build commercial PACE (C-PACE) programs that seamlessly connect C-PACE capital to interested building owners. The result is increased economic activity, reduced environmental pollution, and new jobs. PFS combines an unprecedented track record in C-PACE administration with extensive expertise in tax lien finance. PFS’ mission is to create a low-cost C-PACE administration option for states and counties looking to drive private sector C-PACE investment and scale the C-PACE market nationally.

Mid-Atlantic PACE Alliance

The Mid-Atlantic PACE Alliance (MAPA) is a partnership between stakeholders in Virginia, Maryland, and the District of Columbia to accelerate the implementation of Commercial PACE programs and projects in the region. MAPA is a collaboration between the Virginia Department of Mines, Minerals, and Energy (DMME), the District of Columbia Department of Energy and Environment (DOEE), the Maryland Clean Energy Center (MCEC), and other industry and non-for-profit partners.

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